At The Mortgage Centre, our friendly team give advice on mortgages and can broker mortgages from a wide range of the UK's leading mortgage lenders that represent the whole market.
No two mortgage lenders are the same and no two customer situations are the same. In the current financial climate it makes sense to approach us for guidance as mortgage deals, mortgage interest rates and mortgage lenders' assessment criteria are constantly changing.
For example, to determine how much they'll lend, some lenders will multiply your gross income by around 4 times. Others will multiply your gross income by around 5 times. Some don't multiply at all - they use a calculation based on your monthly income and expenditure.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
A fee of £195 is payable on application. In addition, an arrangement fee of a maximum of £1,000, or 1% of the loan amount if greater, is payable on mortgage offer. Typically this will be £495, depending on your circumstances.
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