Mortgage Borrowing Calculator

Simply fill in the boxes in the table and then hit the "Calculate" button.

Joint borrowers; add your totals together and input these figures. There's no need to fill in every box; if you do not earn bonuses or commission or do not have any loans or credit cards, just leave that box empty.

If you do have loans and credit cards but are intending to clear these before or on completion of the new mortgage, then leave those boxes empty.

Enter your basic annual salary/income (before tax)
Enter any overtime/bonus/commission (annual total, before tax)
Enter any monthly loan payments
Enter any credit card balances
Hit the Calculate button...
You may be able to borrow...

THE FIGURES SHOWN HERE ARE FOR GUIDANCE PURPOSES ONLY AND DO NOT CONSTITUTE ANY FORM OF ADVICE OR INTENTION TO LEND FROM A MORTGAGE PROVIDER.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

A fee of £95 is payable on application. An arrangement fee of a maximum of £1,000 or 1% of the loan amount, if greater, is payable on completion. Typically this will be £200, depending on your circumstances.

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