Life can be a handful at times, how would you cope if the unthinkable happened? Can your loved ones afford the family finances if you die?
Life insurance can provide a cash lump sum when you die which can be used to remove the financial stress at an unbearable and difficult time for your loved ones. We provide life insurance advice across all of Hertfordshire.
You may already have life insurance. Did you buy the cheapest life insurance? Cheap life insurance is not always the best life insurance to buy, think about it; would you buy a cheap parachute?
Is your life insurance written in trust? Writing your life insurance in trust is good financial planning - the benefits do not form part of your estate so can be paid out swiftly without having to wait for probate to be granted. Also, as the life insurance pay out is not part of your estate, it is not liable to inheritance tax (IHT).
Some people believe the have life insurance provided by their employer, but sometimes it turns out they only have an accidental death policy, which is not the same thing. Also, are the premiums on your life insurance guaranteed or reviewable? If they're reviewable they may potentially change in the future.
We compare life insurance quotes from a number of insurers to ensure we are getting the best life insurance policy that meets your needs. At the same time, we also explore whether you would benefit from obtaining Critical Illness Cover (CIC) and Income Protection Insurance.
We always emphasise the importance of having adequate life insurance cover in case of the unthinkable happening. It is not a pleasant subject, but it is a simple process to provide you and your family with peace of mind that the essentials of life are taken care of.
We offer products from a limited number of insurers for life assurance, critical illness cover, income protection, buildings and contents insurance and accident, sickness and unemployment insurance. Ask us for a list of insurers we offer insurance from.
Abbots Langley, Adeyfield, Albury, Aldbury, Aldenham, Allens Green, Amwell, Anstey, Apsley, Ardeley, Ashridge, Ashwell, Aspenden, Aston, Astrope, Ayot St Lawrence, Ayot St Peter, Baldock, Barkway, Barley, Barnet, Batchworth, Batford, Bayford, Bedmond, Bengeo, Benington, Bennetts End, Berkhamsted, Bishops Stortford, Borehamwood, Bourne End, Bovingdon, Boxmoor, Bramfield, Braughing, Brent Pelham, Brickendon, Bricket Wood, Brookmans Park, Broxbourne, Buckland, Buntingford, Bushey, Bushey Heath, Bygrave, Caldecote, Chaulden, Cheshunt, Chipperfield, Chorleywood, Clothall, Codicote, Colney Heath, Cottered, Croxley Green, Cuffley, Datchworth, Digswell, Elstree, Epping Green, Essendon, Flamstead, Flaunden, Frogmore, Furneux Pelham, Garston, Gilston, Goffs Oak, Gosmore, Graveley, Great Amwell, Great Gaddesden, Great Hadham, Great Hormead, Great Munden, Great Offley, Great Wymondley, Harpenden, Hatfield, Hemel Hempstead, Henham, Heronsgate, Hertford, Hertford Heath, Hertingfordbury, Hexton, High Wych, Highfield, Hinxworth, Hitchin, Hoddesdon, Holwell, Hunsdon, Hunton Bridge, Ickleford, Ippolyts, Kelshall, Kimpton, Kings Langley, Kings Walden, Knebworth, Langley, Lemsford, Letchmore Heath, Letchworth Garden City, Leverstock Green, Lilley, Little Amwell, Little Berkhamsted, Little Gaddesden, Little Hadham, Little Wymondley, London Colney, Long Marston, Loudwater, Maple Cross, Markyate, Marshalswick, Meesden, Moor Park, Much Hadham, Nash Mills, Nettleden, New Barnet, Newgate Street, Newnham, North Mymms, Northaw, Norton, Nuthampstead, Offley, Old Hatfield, Old Knebworth, Oxhey, Park Street, Perry Green, Pirton, Potten End, Potters Bar, Potters Crouch, Preston, Puckeridge, Puttenham, Radlett, Radwell, Redbourn, Reed, Rickmansworth, Ridge, Ringshall, Royston, Rushden, Sacombe, Sandon, Sandridge, Sarratt, Sawbridgeworth, Shenley, Shillington, South Mimms, South Oxhey, St Albans, St Ippolyts, St Pauls Walden, St Stephens, Standon, Stanstead Abbotts, Stanstead St Margarets, Stapleford, Stevenage, Stocking Pelham, Stotfold, Tea Green, Tewin, Therfield, Thorley, Thundridge, Tonwell, Tring, Turnford, Ugley, Walkern, Wallington, Walsworth, Waltham Cross, Ware, Wareside, Waterford, Watford, Watton At Stone, Welham Green, Wellpond Green, Welwyn, Welwyn Garden City, Westmill, Weston, Wheathampstead, Whitwell, Widford, Wigginton, Willian, Wilstone, Woolmer Green, Wormley, Wyddial