Zurich Assurance Policies
We are proud to recommend term insurance plans from Zurich Assurance Ltd for life assurance, critical illness cover, income protection and business protection.
Zurich won the top award of "Life Insurer of the Year 2009" at the 2009 British Insurance Awards, held at the Royal Albert Hall, London.
Zurich do all their medical underwriting (assessing) on application and not when a claim is made. This ensures that in the unfortunate event of a claim having to be made, it is dealt with swiftly and valid claims are paid out to you, your loved ones or your business colleagues quickly and efficiently.
Zurich price their plans to pay out, they do not intend to be featured in the press for not honouring a claim.
In 2009, of 823 claims for valid critical illnesses, only 9 were declined! (and that was because the customer didn’t tell Zurich about important medical or health information when they took out the plan.)
[source:Zurich Critical Illness Claims 2009 leaflet]
"Can you give me an instant quote online?"
No. This is not an insurance price comparison site. If you obtain a quote online instantly then we have not advised you and not done our job properly! Would a price comparison site ensure a life plan is written in trust if required? Would it know whether single or joint policies are most appropriate? There are many factors to consider when taking out protection insurance policies.
Getting the right advice is important.
"I want the cheapest insurance policy in the marketplace."
If you are looking to purchase budget insurance cover based on price alone, we may not be the advisers to help you. It is possible you will be able to find cheaper insurance plans elsewhere than those offered by Zurich. Whilst Zurich aim to be highly competitive on price, you should bear in mind that cheaper isn't always better.
Would you buy the cheapest parachute in the shop?
We always emphasise the importance of having adequate insurance cover in case of the unthinkable happening. It is not a pleasant subject, but it is a simple process to provide you with peace of mind that the essentials of life are taken care of.
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We offer products from Zurich Assurance Ltd for pure protection insurance. Zurich Assurance Ltd, are authorised and regulated by the Financial Services Authority for its life assurance, pension and investment products.
