Life can be a handful at times, how would you cope if the unthinkable happened? Can you (or your family) keep up with the finances if you have a stroke, heart attack or get cancer?
A Critical Illness Cover plan can provide a cash lump sum if you are diagnosed with a serious critical illness (stroke, heart attack, cancer etc) which can be used to remove the financial stress at an unbearable and difficult time for you and those who care about you. We provide Critical Illness Cover insurance advice all across Hertfordshire.
You may already have critical illness cover. Is it combined with life insurance on the same policy? On a lot of policies with combined life insurance and critical illnes cover, if you make a claim on the critical illness cover element you then lose the life cover element. It is often good financial planning to have separate life and critical illness cover insurance policies, so that a claim for critical illness doesn't impact on any future claim on life insurance - this is referred to as "unbundling"
We compare critical illness cover insurance quotes from a number of insurers to ensure we are getting the best critical illness cover insurance policy that meets your needs. At the same time, we also explore whether you would benefit from obtaining separate Life Insurance and Income Protection Insurance.
We will always emphasise the importance of having adequate critical illness insurance cover in case of the unthinkable happening. It is not a pleasant subject, but it is a simple process to provide you and your family with peace of mind that the essentials of life are taken care of.
We offer products from a limited number of insurers for life assurance, critical illness cover, income protection, buildings and contents insurance and accident, sickness and unemployment insurance. Ask us for a list of insurers we offer insurance from.