At The Mortgage Centre our friendly team offer you mortgages from a wide range of the UK's leading lenders that represent the whole market.
Graham Benabo is the Director of The Mortgage Centre (Home Counties) Ltd. As well as mortgages, he advises on investments, pensions and inheritance tax (IHT) planning. In his spare time he enjoys watching Manchester United and Hatfield Town play football, although never against each other.
Email: graham@gmcfs.com
Malcolm Frener has over 15 years experience in financial services and prides himself on making the whole mortgage process as pleasant and stress-free as possible, he has many happy clients recommending their friends speak to him too! Malcolm enjoys holidays in Italy and is a keen motor racing fan.
Email: malcolm@gmcfs.com
Phil Meadows has 6 years experience in the industry. He has a reputation for his quick and efficient methods as well as his acute problem solving skills when arranging mortgages. Phil's interests include web design and playing the drums.
Email: phil@the-mortgage-centre.net
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On top of this, as part of Openwork, we often have access to exclusive deals and rates that you cannot get if you were to approach the lender directly.
We give advice on mortgages for many situations as we have the experience and expertise to ensure your case runs as smoothly as possible:
- Remortgages
- Moving Home / First time buyers
- Debt consolidation
- Buy to let
- Plus many more, call us today with your enquiry...
As part of our service, we arrange protection insurance to pay off the mortgage or provide your family with an income when the worst happens, giving you peace of mind you are financially prepared for the unexpected.

Photograph by Ivar van Bussel
Ask yourself: "How would my family or I cope financially
if..."
"...I have an accident that stops me working for a while?"
"...I need a major organ transplant?"
"...I have a heart attack?"
"...I get cancer?"
"...I die?"
It is not a pleasant subject, but it is a simple process to provide you and your family with peace of mind that the essentials of life are taken care of...
Life assurance, critical
illness cover and income protection insurance are
so important.
By having a cash sum to pay off the mortgage or provide
your family with an income, you can make things more comfortable financially when the worst happens.
We offer plans that help to protect you and your family in a range of circumstances
- plans that will keep safe what's precious to you.
We offer products from Zurich Assurance Ltd for pure protection insurance.
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01707 262 908
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
A fee of £95 is payable on application. An arrangement fee of a maximum of £1,000 or 1% of the loan amount, if greater, is payable on completion. Make Payment
Typically this will be £200, depending on your circumstances.
Arrangement
fee (£varies)
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See our
Initial Disclosure
Document (Terms of business) | See our
TCF Statement (Treating Customers Fairly) | The Mortgage Centre (Home Counties) Ltd is an Appointed Representative of Openwork Ltd which is authorised and regulated by the Financial Services Authority | Openwork Ltd offers insurance and investment advice on products from a limited number of product providers and advice on mortgages representative of the whole market | Buy to let mortgages are not regulated by the FSA.